A budget that bends
with real life.
Start with 50/30/20. Adjust your needs, wants, and future allocations. Give every category a name and an emblem that feel like you.
MONEY, MADE CLEARMake room for
Make room for
what’s next.
Your everyday spending. Your bigger plans.
One clear picture of your money, built around your life.
Personal & business Better together Made for clarity
A LITTLE MORE POSSIBILITY ↗
YOU’VE GOT ROOM
Safe to spend$2,082.50Today feels a little lighter.
Your commitments, considered.
The next chapterA place of our own
68%Less guesswork.More perspective.Space to move forward.
01 / YOUR MONEY, IN FOCUS
Finally, the whole picture.
From “where did it go?” to “here’s the plan.”
A workspace that turns the details into direction.
Take a look aroundInteractive preview · Sample data
YOUR FINANCIAL PICTURE
Let’s make room for more.
Set aside for your future$550.00Small steps toward bigger things
Your money, with a plan
50 / 30 / 20your monthly plan
Needs$2,239
Wants$307
Future$550
A little more detail
Click a spending total to see what’s behind it.No account needed.
A budget that bends
Clarity down to
the coffee run.
Follow a number to the transactions behind it. Search, categorize, and scan receipts for an item-by-item view. Teach Omerra how to recognize the merchants you use most.
A little closer to
your next chapter.
Bring savings goals, investment contributions, and debt payoff plans into view. See the progress behind the bigger picture.
BUILT FOR HOW YOU ACTUALLY SPENDUse the card.
Use the card.
Keep the clarity.
Earn your points. Pay your statement. See your spending once.
Omerra distinguishes purchases from card payments and account transfers. Clear matches are recognized; uncertain activity gets a second look from you.
The credit-card workflow, explainedGroceries on your cardNeeds · Groceries
−$85.00Counted in your spending
Checking → Credit cardCard payment · Transfer
$85.00One purchase. One expense.
No double counting.
Illustrative transaction flowNo double counting.
02 / LESS SETUP. MORE MOMENTUM.Your money has a history.
Your money has a history.
Start there.
A thoughtful setup flow that turns past activity into a useful starting point.
Bring it together.
Connect accounts through Plaid to import available balances and transaction history, or add accounts and transactions manually.
Make a few things clear.
Review category suggestions, confirm recurring patterns, and clarify uncertain transfers. Remember merchant choices for matching activity.
Make your next move.
Use historical spending to shape your plan. Check what’s safe to spend, see upcoming bills, and keep your goals in sight.
Connect your accounts with Plaid. Bank linking is enabled in your web workspace. This public preview uses illustrative data and never connects to your bank.
How your data is handledSame team.
Shared direction.
A household workspace for two people building one life. Keep owners visible, make a plan together, and know what’s moving you forward.
AJ
Our householdOne plan. Both perspectives.Emergency fund56%
Illustrative household
Many hats.
Clear boundaries.
One business or a few. Give each its own accounts, operating budget, and debt plan. Keep work expenses out of your personal budget.
PersonalYour everyday lifeHousehold
Studio NorthBudget, accounts & debt
Fieldwork Co.A separate business workspace
Illustrative workspace namesSee what’s coming.
Recurring bills on a calendar. Export reminders to your phone’s calendar.
Put debt in perspective.
Compare avalanche and snowball payoff plans for personal and business debts.
Make it unmistakably yours.
Custom categories. Recognizable emblems. Five palettes, with light and dark modes.
YOUR FINANCIAL LIFE IS PERSONAL
Clarity comes with control.
Your workspace requires authentication. Connected devices can be reviewed and revoked. You choose the accounts to connect through Plaid. Omerra tracks and plans; it does not initiate payments or trades.
Read about privacy & dataA FEW THINGS YOU MIGHT BE WONDERINGGood questions.
Good questions.
Clear answers.
What makes Omerra different?
Omerra brings your spending, cash commitments, debt, goals, and business finances into one clear picture. It is designed around useful answers: what you can spend, where your money went, and what needs your attention next. Click a total to see the activity behind it.
I put everything on a credit card. Does Omerra work for me?
Yes. Card purchases belong in your spending categories. Paying the card is a transfer between accounts, so it should not be counted again as an expense or mistaken for income. Omerra recognizes payment and transfer signals, matches clear counterparts, and flags uncertain transactions for your review.
Can I change the 50/30/20 budget?
Absolutely. Start with 50% for needs, 30% for wants, and 20% for your future, then adjust the percentages to fit your finances. Create your own categories and choose an emblem for each one.
Can I manage more than one business?
Yes. Each business has its own workspace, operating budget, accounts, transactions, and debt plan. Business spending stays separate from the personal budget. You can also share your household workspace with a partner.
Is bank linking available?
Plaid bank linking is enabled in the web app. In your own workspace, open Accounts to choose an institution and authorize the accounts you want to connect through Plaid. Institution availability and transaction history depend on your bank and Plaid access.
Can I use Omerra today?
Anyone can explore the interactive product preview on this page without creating an account. The working app is currently in early access for approved workspace members; open enrollment is not available yet. Existing members can open their workspace using a one-time connection code.
Is there an iPhone app?
A native iPhone companion is in development, with budgets, transactions, custom categories, goals, and debt views. It is not yet available on the App Store. The web app adapts to your phone, tablet, or desktop.